Turning 65 or new to Medicare? Get straight answers about Part A, Part B, enrollment timing and how to avoid penalties — from a licensed specialist who works for you, not a single insurance company.
Not affiliated with or endorsed by the U.S. government or federal Medicare program.
Clear answers, the right timing, zero pressure.
We walk you through exactly what hospital and medical coverage you get, what it costs, and what it doesn't cover — in plain English, no jargon.
Sign up at the wrong time and you can owe a penalty for life. We make sure your Initial, Special and General Enrollment timing is right.
We're not a single insurance company. We compare your options across the top national carriers so the plan fits you — not a sales quota.
Speak with a licensed specialist by phone in minutes. No phone trees, no robots, no pressure.
Most people can first enroll during the 7-month window around their 65th birthday (3 months before, your birthday month, and 3 months after). If you missed it, you may qualify for a Special Enrollment Period. Call us and we'll check your exact dates.
Part A covers hospital, skilled nursing, hospice and some home health care. Part B covers doctor visits, outpatient care, preventive services and medical equipment. It does not cover most prescription drugs, dental, vision or hearing — which is where supplements and Advantage plans come in.
If you delay Part B or Part D without qualifying coverage, you can owe a permanent monthly penalty. The rules are tricky — a 5-minute call can save you hundreds of dollars a year for the rest of your life.
No. Our guidance is completely free to you. We're paid by the carriers, never by you, and you're never obligated to enroll in anything.
Five minutes on the phone can save you from a lifetime penalty and thousands in surprise bills.
Not affiliated with or endorsed by the U.S. government or federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.